Lic. Real Estate Broker/Owner of HANSON REAL ESTATE PARTNERS, CIREC, CBR, Green, ASP
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Finding the right home at the right price is just one part of a home sale or purchase. Hudson Valley Premier Realty is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 845-430-8380 ext.314 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain standard expenses linked to closing the sale of a house. These expenses are often divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in New York to help lead you through your transaction.

Closing costs that are tied to financing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are buying real estate in Orange County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not surprised when you reach the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.